Private Bank, Real Estate Underwriter, Associate, Frankfurt

Private Lending is a part of GS Private Bank (PB), which is a business initiative of Goldman Sachs. PLU employees are employees of Goldman Sachs International and may be seconded. This is a client facing role that requires a sound risk mindset.

It is transactional in nature but incorporates relationship management skills to provide our clients with customized solutions and unparalleled service. ABOUT GOLDMAN SACHS At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm.

Headquartered in New York, we maintain offices around the world. HOW YOU WILL FULFILL YOUR POTENTIAL Evaluate all risk and economic implications of transactions, using strong analytical and technical skills Work closely with the Regional Lending Team to advise and develop solutions for clients that meet their needs and remain within acceptable risk parameters for the Bank Develop and maintain a thorough understanding of the product suite offered in Private Lending. Ensure consistency in the underwriting process and with the standards prescribed in the Product Lending Guides Document the loan structure and analysis for credit approval and file documentation purposes Ensure that loan documentation is consistent with the approved terms and that appropriate risk ratings are assigned to each loan transaction Confirm compliance with all covenant and collateral monitoring procedures Ensure that loan approvals and policy exceptions are documented appropriately and that credit files are maintained in a satisfactory manner Interact with banking regulators on an as needed basis.

Provide other support of GS International Bank loan portfolio as requested Foster strong communication with Regional Private Lending teams, Credit Risk Management, PWM teams, clients and the wider GS EMEA personnel REQUIREMENTS Experience within financial services and private wealth management Ideally a candidate will have experience in a Commercial Real Estate focussed position A bachelor’s degree and a relevant professional CFA or FRM qualification is considered a plus Experience covering structured lending (Credit Risk or Underwriting) directly in private wealth management is preferred Key skills include detailed knowledge of financial accounting, analysis, and modelling as well as product knowledge of structured wealth products Excellent communication skills, both written and oral Strong project management, multi-tasking, and work organization skills Flexible, personable, confident, and self-motivated while focusing on being a team player Desire to be part of a dynamic and growing business No licensing required for this role We offer We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. © The Goldman Sachs Group, Inc., 2026.

All rights reserved. Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, colour, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.

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