Business Risk Associate - Finance

About the opportunity

As a newly established function, the Business Risk team sits in the 1.5 line of defense at N26, bridging the Finance organization and the Risk and Compliance functions. This is an exciting, high-impact opportunity to help shape the function from the ground up; building frameworks, establishing best practices, and ensuring the Finance department retains full compliance while maintaining efficient processes.

Working alongside the Business Risk Manager, you will drive operational excellence, strategic process design, and rigorous risk management across the department. Your core focus includes steering ongoing audit coordination and facilitating the prompt remediation of audit findings. In addition, you will help standardize documentation, streamline workflows, and steer cross-functional initiatives, ranging from IT onboarding to New Product Approval (NPP) tracking, in close collaboration with Risk, IT, and broader business stakeholders.

The ideal candidate is highly organized, reliable, and energized by the prospect of building structures in an evolving environment. A foundational understanding of the banking sector, finance operations, and core risk management principles will set you up for success.

In this role, you will:

• Assist the Finance Business Risk team in coordinating ongoing audits, and coordinating the resolution of audit findings or self identified issues
• Assist the Finance Business Risk team in coordinating regular reviews and quality management of key documentation
• Analyze data to provide consistent and on demand risk related metrics to Business Risk management and wider Finance organisation
• Assist in creating executive summaries and overviews for internal and external stakeholders
• Assist in research regarding changes in relevant regulations and their impact on Finance teams and Bank as a whole
• Provide general support in project management for IT, NPP, and other initiatives within Finance

What you need to be successful:

Background

• 1-2 years of professional experience in a coordination or support role, ideally within the banking, financial services, or fintech sector
• Bachelor's degree in Economics, Business Administration, Law, Finance, or a related field
• Prior exposure to financial processes, operational risk management principles, or internal controls
• Familiarity with banking regulatory frameworks (e.g., MaRisk, DORA, BAIT) is an advantage

Skills

• Proven ability to coordinate cross-functional initiatives, track deliverables, manage stakeholder expectations, and stay on schedule
• Strong skill in synthesizing data from diverse sources to track risk metrics and generate actionable operational reports
• Clear and structured communication: Excellent written and verbal English communication skills, with the ability to distill complex topics into clear executive summaries, presentations, and process documentation
• Proficiency in Google Workspace, Microsoft Excel, and modern collaboration or project management platforms (e.g., Jira, Confluence, Asana)
• Critical thinking, ability to learn fast and interpret regulations, identify control gaps, and map efficient operational workflows
• Professional proficiency in German is a strong asset

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.

Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles!

Equal opportunities for all

At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages.

We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you!

Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion