Senior Consumer Lending Digital Sales & Product Manager – Retail Banking (f/m/x)

Are you familiar with the German consumer lending market? Are creativity, entrepreneurial thinking, and analytical problem-solving part of your DNA? Do you want to take on responsibility and grow together with your team? Then you have come to the right place at ING. We value diverse career paths, learning from one another, and a healthy work-life balance. Apply now with your CV and help drive our “Easy Financing” team forward.

Your Tasks

• You take ownership of the strategic product management of our lending products, with a particular focus on driving volume growth, optimising margins, and strengthening sales performance.
• As part of this, you develop innovative product concepts for the market, manage, steer and lead projects, and design robust sales strategies.
• You plan and monitor our business, volume, and profitability targets closely and prepare pricing, profitability, and business case analyses, all the while coordinating them with relevant stakeholders.
• Leveraging your analytical expertise, you proactively create regular product performance reports as well as monitoring dashboards and conduct ad hoc analyses.
• Expertly, you define compelling go-to-market strategies and implement this content directly within dedicated technical systems.
• With your creative energy, you develop impactful initiatives to strengthen customer loyalty and increase cross-selling opportunities.
• Naturally, you keep a close eye on market and competitor developments, identify promising opportunities, and use your insights to continuously optimise existing sales processes.
• Of course, you also support partnership management by engaging directly and effectively with relevant German financial comparison platforms expertly.
• Teamwork is at the heart of everything you do: you collaborate independently with internal and external stakeholders (e.g., Finance, Marketing, Service, Risk) and ensure colleagues are aligned through clear work instructions, policies, and procedures.

Your Profile

• Degree in Business Administration, Finance, Mathematics, or a comparable qualification
• Professional experience in product and pricing management, along with knowledge of banking products and financial services such as securities, mortgage financing, current accounts, and consumer lending
• Proficient in MS Excel and PowerPoint, with experience using analytical tools such as Python, SAS, R, and/or reporting and dashboard solutions such as Looker or Cognos
• A talent for product marketing and product management
• Strong affinity for data and numbers
• Conceptual thinker with a results-oriented mindset
• The ability to look outside the box and develop sustainable solutions
• Fluent written and spoken German and English

We offer many benefits

• Company pension plan, capital-building offers, free Deutschlandticket & bicycle leasING, company restaurant
• Hybrid working: In addition to working in the office, you can also work remotely – within operational, regulatory and legal requirements.
• Individualized work schedule models, sabbatical, subsidization of nursing & childcare costs
• Personal budget for continuing education and development as well as health; plus, a personal budget to set up your mobile working space

Ready for a new job?

At ING we are colourful and diverse: different personalities with different perspectives - an international culture where we value and appreciate each other. We believe in substance over style, people instead of labels.

This describes you to a T?

Simply apply online - your resume is all we need to get to know you, a cover letter is optional!

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Source: Statistisches Bundesamt (Destatis), table; dl-de/by-2-0; StarIn's calculation