Senior Manager Risk Controlling - ICAAP / ILAAP (Pillar 1)

Your profile

What you need to be successful:

Background:

• Master’s degree in business/economics, finance, mathematics, or a related field.
• 7+ years of experience in risk management, risk controlling, capital planning, liquidity risk, or a related function within a regulated financial institution or leading consultancy.
• Strong experience across ICAAP, capital planning, and/or ILAAP and liquidity risk management.
• Proven experience in mentoring or guiding team members and driving complex cross-functional initiatives.

Skills:

• Strong understanding of ICAAP frameworks (Pillar 1 focus), including capital planning, risk inventory, stress testing, and recovery planning.
• Strong understanding of ILAAP frameworks and liquidity risk metrics to ensure alignment between capital adequacy and key liquidity risk parameters.
• Extensive knowledge of regulatory requirements (e.g., MaRisk, CRR, ICAAP and ILAAP guidelines, EBA regulatory expectations).
• Strong expertise in risk governance frameworks, including risk appetite, policies, internal controls, and decision-making frameworks.
• Experience in designing and enhancing methodologies across capital risk (e.g. stress testing, scenario design, capital planning processes) with a functional understanding of corresponding liquidity risk inputs.
• Strong understanding of data flows, data quality, and governance of key risk inputs (e.g. balance sheet, RWA, liquidity metrics).
• Strong analytical, conceptual, and stakeholder management skills, with the ability to independently drive topics and communicate complex issues effectively.
• Fluent English; German is a strong advantage.

We offer

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors .
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.
• A relocation package with visa support for those who need it.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to .

Visit our website to learn more about Diversity, Equity, & Inclusion at N26.

Contact

Sounds good? Apply now for this position.

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Source: Statistisches Bundesamt (Destatis), table; dl-de/by-2-0; StarIn's calculation