B2B Underwriter (m/w/x)

🎯 What you will contribute:

• Credit decisions for business customers: review incoming B2B applications, dig into financials and bureau data, and decide on approvals, limits and terms.
• A clear decision trail: write concise, well-argued case notes that others can follow and learn from.
• Ongoing customer reviews: keep an eye on existing accounts, handle limit increases, and act quickly when a customer’s situation changes.
• Smarter credit rules: turn patterns you see in your cases into proposals for new rules, thresholds and data sources.
• Automation with product and engineering: help decide which checks can be automated, so manual review goes to the cases that really need it.
• Portfolio insights: track how your approved customers perform and share what’s working and what isn’t with the Risk team.

🤝 What you bring:

• Credit or underwriting experience: 2+ years assessing business customers at a bank, lender, leasing company or fintech.
• Strong financial analysis skills: you can read balance sheets, P&Ls and credit reports quickly and spot what matters.
• Sound, confident judgement: you make clear decisions under time pressure and explain your reasoning simply, in writing and in conversation.
• A data-driven, hands-on mindset: you’re comfortable in Excel or Google Sheets (SQL is a plus) and enjoy turning insights into better processes.
• Collaborative communication: you build good relationships with sales, product and engineering, and you can say no in a way that keeps everyone on board.
• Fluent English: German or another European language is a strong plus, since you’ll review documents and customers from several markets.

🚀 The Grover Way - How We Drive Success:

• Own It: We take ownership seriously and define what success looks like. We drive shared ownership and don't wait - we drive. We keep one another accountable and take responsibility when issues arise.
• Challenge, Decide, and Commit: We engage in proactive support, active listening, and healthy conflict to reach the best outcomes. We value diverse perspectives and, once a decision is made, we commit to it fully.
• Empower and Grow: We enable, trust, and coach one another toward high performance, always thinking and acting like owners. We seek growth, apply feedback, and support the development of our peers.
• Respect, Transparency, and Clarity : We strive for clear, respectful, and open communication with no surprises. We simplify complex information so everyone knows the "what, why, and how".

❤️‍🔥 What you will love about us:

• A diverse global team of 75 nationalities (and counting!)
• Virtual or In-person Coaching Sessions with the Fürstenberg Institut
• Physical health support with Urban Sports Club
• Annual learning budget of 750€
• 15 remote business days per year to work abroad
• 4 Volunteer days per year
• Exclusive Grover Tech discount
• BVG monthly discount to drive you everywhere in Berlin
• Engaging, open office located in Berlin-Schöneberg with regular events

Embark on a rewarding journey with the Grover Rocketship, where your impact is felt, and together, we cultivate a more circular world. 💚

We are looking forward to e-meeting you! 🚀

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Quelle: Statistisches Bundesamt (Destatis), Tabelle; dl-de/by-2-0; eigene Berechnung